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GRC & Compliance·Updated 2026-10-21

What is PCI DSS and does my small business need to comply?

Short answer

PCI DSS is the Payment Card Industry Data Security Standard, which applies to organizations that store, process or transmit payment card data. Most small merchants comply through their payment provider’s requirements, often with a self-assessment questionnaire, and reduce scope by never storing card data themselves.

The details

Using a hosted payment page or a reputable payment processor keeps card data off your systems and greatly simplifies compliance. Ask your provider which questionnaire applies to you.

Terms explained

PCI DSS
PCI DSS is the security standard for organizations that store, process or transmit payment card data, managed by the PCI Security Standards Council.

Sources

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